Paid a bill?
Get money back in minutes.*
Turn a recent purchase into cash you can use now for what life throws at you next. Cash deposited to your bank. Pay us in 4 smaller payments over time. No credit check. Works with any bill like groceries, car payments, to utilities.
How It Works
Three steps. That's it.
No paperwork, no waiting, no credit score impact. Just cash when you need it.
Connect your bank
Securely link any US bank account in under 60 seconds. We use 256-bit encryption.
Get covered
Money is deposited directly to your bank. Pay it back in 4 easy bi-weekly installments.
Pick a transaction
Choose any past transaction — utilities, car repairs, medical bills. We've got you covered.
Get covered
Pick a transaction
Easy payments
Interest charged
To sign up
Undo Features
Everything pay later should be.
Other apps only work at checkout. We help you with bills you already paid, from utilities, car repairs, and more.
EasySplit
Turn a recent purchase into cash you can use now for what's next. Repay in 4 payments over 8 weeks.
Credit tracking
See and track your credit score anytime to stay ahead of your finances.
Spending insights
Getting through this month shouldn't mean dreading the next one. See the weeks your bills pile up, before they land.
Privacy protection
Managing your money shouldn't mean giving up your privacy. We scan data broker sites for your personal info and request its removal.
Cash Deposited to Your Bank
No store credit, no prepaid cards. Real money deposited directly into your bank account.
Works With Any Bank
Chase. Wells Fargo. BofA, credit unions - connect any US bank account in seconds.
Trust & Security
Built on trust, not tricks.
We believe financial tools should be transparent. Here's how we protect you.
Bank-Level Security
256-bit AES encryption. Your credentials are never stored on our servers.
No Hidden Fees
Transparent pricing with no hidden charges. No gotchas.
Your Data Is Yours
We never sell your financial data. Delete your account anytime and remove your personal information.
Get covered before payday.
Turn any past expense into 4 easy payments. Cash deposited to your bank in minutes.
